Multi-layer risk pool approach
Claims will first paid from the "premium pool" (up to a maximum of 20% of the total pool). One premium pool exists per chain (BSC & ETH)
The second layer consists of the capital pools in which users can stake their capital (Each chain has a risk pool for each currency which can be used to buy covers).
The third layer are the capital pools of the other currencies which will be deducted using a weighted approach