# Understand the Specifics of Each Coverage

While covers within the same category, like Protocol Cover, often address similar risks, their details and effectiveness can vary. Here’s what to consider:

* **Protocol Coverage**: Evaluate the specific events covered, the reimbursement percentage for lost funds, whether it includes integrated protocols, and the claims process.
* **Stablecoin Depeg Coverage**: Check what constitutes a depeg event, the reimbursement rate for losses, and the timeframe for filing claims.

#### Coverage for Multiple Smart Contracts

Some DeFi protocols enhance their functionality by integrating with others. For instance, mStable collaborates with Aave for better yields. It's important to know whether your Protocol Cover extends to losses from these integrated smart contracts.

#### Ensuring Proper Chain or Version Coverage

Protocols often operate across multiple chains or have different versions (e.g., Uniswap V1 vs. V2). Ensure your coverage matches the chain and version you’re using. Understand how coverage on a different chain might impact the claims process and your eligibility.

#### Bundled Coverage Options

Some DeFi insurance providers offer bundled coverage solutions. For example, if you’re earning yield on a stablecoin within a DeFi protocol, you might consider purchasing both Stablecoin Depeg Cover and Protocol Cover together for comprehensive protection.


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