> For the complete documentation index, see [llms.txt](https://docs.brightunion.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.brightunion.io/buying-coverage/understand-the-specifics-of-each-coverage.md). # Understand the Specifics of Each Coverage While covers within the same category, like Protocol Cover, often address similar risks, their details and effectiveness can vary. Here’s what to consider: * **Protocol Coverage**: Evaluate the specific events covered, the reimbursement percentage for lost funds, whether it includes integrated protocols, and the claims process. * **Stablecoin Depeg Coverage**: Check what constitutes a depeg event, the reimbursement rate for losses, and the timeframe for filing claims. #### Coverage for Multiple Smart Contracts Some DeFi protocols enhance their functionality by integrating with others. For instance, mStable collaborates with Aave for better yields. It's important to know whether your Protocol Cover extends to losses from these integrated smart contracts. #### Ensuring Proper Chain or Version Coverage Protocols often operate across multiple chains or have different versions (e.g., Uniswap V1 vs. V2). Ensure your coverage matches the chain and version you’re using. Understand how coverage on a different chain might impact the claims process and your eligibility. #### Bundled Coverage Options Some DeFi insurance providers offer bundled coverage solutions. For example, if you’re earning yield on a stablecoin within a DeFi protocol, you might consider purchasing both Stablecoin Depeg Cover and Protocol Cover together for comprehensive protection. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.brightunion.io/buying-coverage/understand-the-specifics-of-each-coverage.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.